Evaluate free state portals, payroll processor add-ons, cold remittances, entity redomestications, M&A deal structures, and advisor models with transparent statutory math—including exactly when the $0 or DIY path is genuinely sufficient.
Evaluates HRS Pro Standard (<100 items, 1 FEIN), HRS Pro Enterprise (~$499+/yr), and managed multi-state compliance across B2B scrubbing and cold-filing risks.
Exposes the 90–180 day stale payroll refund trap across ADP, Paychex, and Workday—and shows when a processor add-on is enough vs. full compliance.
Models exact CCP § 1577 12% interest bills vs. AB 2280 VCP ($0 interest), checks M&A carve-out eligibility, and flags when direct filing wins.
Compares Delaware (15-yr VDA, 100% gift cards), Nevada (60% expired gift cards, mandatory $0 report), and Wyoming (>$100 threshold) plus the DExit redomestication trap.
Contrasts SPA entity continuity vs. APA carve-outs, flags the AR/GiftCard Net Working Capital trap, and sizes 18–24 month post-close VDA escrows.
Maps SEC Rule 2-01 & AICPA ET § 1.295 independence limits, attorney-client privilege under Kovel, and phased fixed-fee VDA economics.
Benchmarks Kelmar (KAPS), Verus Financial (securities/GL), and state desk audits (DE § 1170, NY OUF, TX)—with an interactive First-14-Day Notice Triage switcher.
Models First-Priority addressed vs. Second-Priority unaddressed gift card breakage, Overstock DFCRA/SB 104 rules, and exact GiftCo cost break-even.
Low-complexity corporate holders—such as a single-FEIN company with under 50 dormant items across 1 to 3 states and clean historical filings—do not need a managed compliance retainer. Validating when free HRS Pro or direct filing makes economic sense helps CFOs and Controllers allocate external advisory budgets strictly where B2B exemptions, 12% statutory interest, or 15-year lookbacks create material balance-sheet risk.
Every matchup includes a live client-side break-even or eligibility switcher. Adjusting your state count, past-due principal, incorporation domicile, or M&A deal structure updates both the statutory verdict and the pre-parameterized link into /scoping-review/.
No. Hamilton Ross is an independent corporate unclaimed property consulting and administrative Holder Advocate practice—not a law firm or CPA attest practice. Statutory references reflect current state escheatment codes and agency guidance for corporate compliance planning.